AFM BENEFITS
Steel Pan Virtuoso and Local 4 Executive Board member Jeffry Cavallo
with Ohio Broadcasters Hall of Fame inductee Robin Swoboda.
MUSICAL INSTRUMENT INSURANCE
You Can’t Beat the AFM!
As a professional musician, you depend upon your instruments and equipment. Most homeowner’s and renter’s insurance is not enough to protect from loss, theft or damage on location. Thus, the AFM provides access to the “All-Risk” Musician Instrument and Equipment Insurance Plan. Your instruments and music-related equipment are protected from vandalism, breakage, water, fire, lightening and theft up to the full replacement value.
AFM members are protected if they are injured during a performance by signing up for the Musician’s Liability Insurance. This policy provides up to $1 million for each occurrence and up to $2 million of aggregate coverage for lawsuits arising out of bodily injury and/or damage to property for others, occurring on or off premises during your performance.
AFM also offers a number of other low-cost insurance options including:
Accidental death and dismemberment
Cancer care protection
Catastrophic major medical
Disability income plan
Group term life
Hospital indemnity plan
Major medical insurance plans
Short term medical insurance
For more information on insurance products, please click HERE!
Singer, Songwriter and Guitarist Joe Walsh
Local 4 member since 1968
AMERICAN FEDERATION OF MUSICIANS EMPLOYERS’ PENSION FUND (AFM-EPF)
The AFM-EPF is one of the largest pension funds in the entertainment industry with more than $1.5 billion in assets. Every year, millions of dollars are paid out to musicians.
LESTER PETRILLO MEMORIAL FUND
The Lester Petrillo Memorial Fund is a charitable fund that provides financial aid to disabled members. This fund is not intended to replace health insurance or provide general loans, but does assist qualified applicants on an emergency basis.
SOUND RECORDINGS SPECIAL PAYMENTS FUND
The Phonograph Record Manufacturer’s Special Payments Fund, and the Theatrical and Television Motion Picture Special Payments Fund were established in order to provide recording musicians with additional revenue based on the sales of recordings and films beyond the time of the initial recording sessions.
DEALS AND DISCOUNTS
As an AFM member, you are entitled to all the benefits offered by UNION PLUS, including bargains for the home, savings on prescription drugs and other health costs, auto insurance, discounts on computers, technology, travel and recreation.
For more information, please visit Union Plus.